Invoice finance for haulage and logistics

Fuel goes out daily. Customers pay in 60 days.

Fuel, drivers, tolls and repairs are paid every week. Your customers pay when their terms say so. Invoice finance releases most of each delivered job’s invoice within days, so the trucks keep moving.

  • Funding against invoices for completed deliveries
  • Can be kept confidential from your customers
  • Grows as you take on more loads
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Free · No hard credit check · One specialist, not ten calls
One month on a regular contract
£25,500Within days
£4,500Day 60
Around 85% of a £30,000 invoiceLess fees
Week 1 to 4Fuel, wages and running costs go out: around £22,000.
Month endYou invoice the customer £30,000 on 60 day terms.
Next dayThe funder pays you around £25,500 (85%).
Day 60The customer pays. You receive the rest, minus fees.
Illustration only. Advance rates and fees vary by funder.See what I could release
Sound familiar?

Busy fleets run short of cash all the time.

“Our fuel bill has doubled and the customers still take 60 days.”

Invoice finance turns finished deliveries into cash now, not in two months.

“We could take on a new contract but can’t fund the extra trucks running.”

More invoices means more funding available, so new work helps pay for itself.

“One late payer and we struggle to cover the drivers.”

With most of every invoice paid early, one slow customer hurts far less.

How it works

How invoice finance works for haulage and logistics

1

Deliver and invoice

Invoice as normal once the job is done.

2

Share the invoice and POD

Funders usually want proof of delivery alongside the invoice.

3

Cash in a day or so

Typically 80 to 90% of the invoice value.

4

Customer pays

You receive the balance, minus the funder’s fees.

Why a specialist matters

What’s different about funding a haulage business

Proof of delivery

Signed PODs are the key document. Get them back quickly and funding moves quickly.

Spread of customers

Funders like a spread of customers. One customer making up most of your work can be funded, but usually with limits.

Subcontracted loads

If you use subbies, funders will want to see how jobs are invoiced and who carries the risk.

Vehicles

Trucks and trailers are usually funded separately with asset finance. Invoice finance covers the running costs.

Honest check

Is invoice finance right for your business?

Usually a good fit

  • Haulage, courier, freight forwarding, warehousing or logistics
  • Business customers on credit terms
  • Signed proof of delivery
  • Limited company or LLP

Harder to fund

  • Mostly cash or card work for the public
  • Frequent disputes over deliveries
  • One customer making up almost all your turnover

Not sure? That's what the call is for. If it isn't the right fit, your specialist will tell you and suggest what might work instead.

No surprises

What happens after you enquire

1

Two minutes online

A few questions. We find your company on Companies House as you type.

2

A text from us

Straight away, with the name of the specialist who'll call you.

3

A short call

Usually within a working day. About 15 minutes on how your business trades.

4

Options in plain English

What is available, the full cost in pounds, and what they would need.

5

You decide

No obligation. Saying "not right now" is fine.

Questions from haulage and logistics businesses

Usually yes. Signed PODs show the work was done, which is what the funder is lending against.

Get paid for work you’ve already done.

Two minutes. Free. No hard credit check. One specialist, not ten calls.

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