Invoice finance for cleaning and facilities management

Take on bigger contracts without stretching payroll.

Cleaning and facilities contracts are won on price and delivered by people. Staff are paid weekly or monthly, clients pay on 30 to 60 day terms, and a new contract can mean taking on a whole team at once. Invoice finance releases most of each invoice so growth doesn’t drain your bank account.

  • Funding against monthly contract invoices
  • Helps when you take on staff from a new contract
  • Public and private sector clients
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Free · No hard credit check · One specialist, not ten calls
Taking on a new office contract
£21,250Within days
£3,750Day 45
Around 85% of a £25,000 invoiceLess fees
Week 1Twelve cleaners join from the outgoing contractor: wages start straight away.
Month endYou invoice the client £25,000 on 45 day terms.
Next dayThe funder pays you around £21,250 (85%).
Day 45The client pays. You receive the rest, minus fees.
Illustration only. Advance rates and fees vary by funder.See what I could release
Sound familiar?

Winning contracts is great. Funding them is the hard part.

“We won the tender, but the staff transfer means wages from day one.”

Funding released against your invoices covers wages while the client’s terms run.

“The council pays on time, but not fast enough for our payroll.”

Public sector invoices are usually attractive to funders.

“Supplies, vans and wages all go out before the first payment.”

Invoice finance turns finished work into cash within days.

How it works

How invoice finance works for cleaning and facilities

1

Deliver the contract

Invoice monthly as normal.

2

Share the invoice

Or connect your whole sales ledger.

3

Cash in a day or so

Typically 80 to 90% of the invoice value.

4

Client pays

You receive the balance, minus fees.

Why a specialist matters

What’s different about funding a cleaning or FM business

Staff transfers

Winning a contract can mean taking on the existing team straight away. Invoice finance helps cover that first wage bill.

Public sector

Councils, schools and NHS sites pay reliably, which funders like, even if not quickly.

Regular billing

Fixed monthly contract invoices are simple to fund.

Extra works

One-off jobs like deep cleans or repairs can be funded once invoiced and accepted.

Honest check

Is invoice finance right for your business?

Usually a good fit

  • Commercial cleaning, facilities management, maintenance or grounds
  • Business or public sector clients
  • Regular contract invoicing
  • Limited company or LLP

Harder to fund

  • Mainly domestic cleaning for households
  • Very small contracts paid by card
  • Disputed or variable invoices

Not sure? That's what the call is for. If it isn't the right fit, your specialist will tell you and suggest what might work instead.

No surprises

What happens after you enquire

1

Two minutes online

A few questions. We find your company on Companies House as you type.

2

A text from us

Straight away, with the name of the specialist who'll call you.

3

A short call

Usually within a working day. About 15 minutes on how your business trades.

4

Options in plain English

What is available, the full cost in pounds, and what they would need.

5

You decide

No obligation. Saying "not right now" is fine.

Questions from cleaning and facilities businesses

Yes. That’s one of the most common reasons cleaning and FM firms use it, because wages start before the first payment arrives.

Get paid for work you’ve already done.

Two minutes. Free. No hard credit check. One specialist, not ten calls.

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