Business funding for UK limited companies and LLPs

Your business, backed.

Cash stuck in unpaid invoices, a big bill on the way, or a bank that said no? It happens to good businesses all the time. Tell us what's going on and we'll put you in touch with one finance specialist who helps companies like yours every day.

  • Free to use, no obligation
  • No hard credit check to start
  • One specialist, not ten phone calls
What's going on in your business?
Pick the one closest to you.
“We're owed £80k, but payroll is on Friday.”
That's a timing problem, not a failing business. Invoice finance can release most of an unpaid invoice's value within days, so you're not stuck waiting 30, 60 or 90 days.
Often a fit: Invoice finance
See what's possible for my business
About 2 minutes. Won't affect your credit score.

Cash flow trouble doesn't mean your business is in trouble.

Most of the owners who come to us aren't failing. They're owed money, growing faster than cash comes in, or hit with a bill at the wrong time. The money is coming. It just isn't here yet. That gap is exactly what business finance is for.

Profitable on paper, short this month
Customers on 60 day terms while wages go out every month.
Growing faster than cash comes in
New contracts mean paying staff, stock and suppliers before you get paid.
Let down by the bank
Weeks of forms, then a no. Specialist lenders often look at things differently.
A typical month for a business on 60 day terms
  1. 1 MarYou send an invoice
    £24,000
  2. 28 MarWages and suppliers are due
    £18,000
    33 days waiting for money you've already earned
  3. 30 AprYour customer pays
    £24,000
Nothing has gone wrong. Finance can bridge those 33 days, so wages go out on time.
How we're different

One specialist. Not ten phone calls.

Some sites pass your details to lots of companies at once, and your phone doesn't stop ringing. We don't. Your enquiry goes to one specialist, picked because they fund businesses like yours, and we'll text you their name before they call so you know who to expect.

Matched, not broadcast

Picked for your sector, size and what you need.

Specialists, not call centres

People who arrange business finance every day.

Your details stay put

Shared only with the specialist you're matched to.

Honest if it's a no

If funding isn't right for you now, you'll be told why.

Two ways we can help

Not sure which one you need? You don't have to know. Answer a few questions and your specialist will tell you what fits.

Invoice finance£25k to £5m

For businesses that invoice other businesses. Get most of an invoice's value within days, instead of waiting 30, 60 or 90 days for your customer to pay.

Good for: slow payers, growth, seasonal dipsHow invoice finance works →
Business loans£10k to £1m

A lump sum with fixed repayments you can plan around. Used for hiring, stock, equipment, a tax bill, or getting through a tight few months.

Good for: one-off costs, growth plans, tax and VATHow business loans work →
Coming soon:Asset financeMerchant cash advanceCommercial property

Exactly what happens after you click

No surprises. Here's the whole process, start to finish.

1

Two minutes of questions

We find your company on Companies House as you type, so there's less to fill in. No documents needed.

2

A text from us

Straight away, confirming your details and telling you who'll be in touch.

3

A short call

Usually within a working day. A 10 to 15 minute chat about your business, not a pile of forms.

4

Options in plain English

What's available, what it costs in pounds, and what they'd need from you.

5

You decide

No pressure. Saying "not right now" is completely fine.

An example of the text you'll get straight after you enquire, so you know exactly who is calling.

Turned down by the bank? Get backed by a specialist.

Going to your bank

One lender's view. If they say no, you start again somewhere else.

Paperwork first. Forecasts and business plans before a real conversation.

Weeks of waiting. Decisions can take a long time.

With Business Backed

A specialist who knows your world. Matched to how your business actually trades.

A conversation first. Two minutes online, then a short call.

Already turned down? Many businesses still have options. The check is free.

Straight talk

Finance isn't free. You should know exactly what you'd pay.

Whoever you speak to, here's what to ask before you sign anything. A good specialist will answer every one without hesitating.

What’s the total cost in pounds? Not just the rate. The actual amount you’ll pay back.
Are there setup, exit or early repayment fees?
Will I need to give a personal guarantee? Common on unsecured loans. Know before you commit.
For invoice finance: is there a minimum term or minimum fee?
Will my customers know? With confidential options, they don’t have to.

When borrowing isn't the answer

If you're already struggling to keep up with repayments, more borrowing can make things harder. Free, confidential help for business owners is available from Business Debtline. For free guides on every type of business finance, the British Business Bank Finance Hub is a good place to start.

Chris, founder of Business Backed
Who's behind Business Backed

Hi, I'm Chris.

I've spent ten years helping UK businesses win new customers. Business Backed is about the other side of growth: getting the money to deliver. We're based in Manchester and we only work with limited companies and LLPs.

We're not a lender and we don't give financial advice. Our job is simple: get you to the right specialist quickly, and make sure you're treated well when you get there.

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What business owners say

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The questions people actually ask

No. Our check does not involve a hard credit search. A finance provider may run checks later, and only if you choose to go ahead.

Get your business backed.

Two minutes. Free. No hard credit check. One specialist, not ten calls.

Check my options

Plain-English guides

Customers paying late? Your options (coming soon)Invoice discounting vs factoring: which fits? (coming soon)How much does invoice finance really cost? (coming soon)Can't pay your VAT bill on time? What to do (coming soon)The bank said no. What now? (coming soon)Funding for recruitment agencies (coming soon)Funding for construction subcontractors (coming soon)Business funding in Manchester (coming soon)