Fund the kit now. The grant pays weeks later.
On a Boiler Upgrade Scheme job you buy the heat pump, pay the team and finish the install, then wait for the £7,500 grant to come through after completion. As you install more, more of your money sits waiting. Working capital funding keeps the next jobs moving.
- £10k to £1m for limited companies
- Fund stock, vans, staff and growth
- Bridge the wait for grants and stage payments
Demand is growing. So is the money you’re waiting for.
That’s £60,000 tied up. Working capital funding keeps you installing in the meantime.
A loan can fund bulk orders that lower your cost per job.
Funding the hire up front lets the new team start earning sooner.
What lenders often look at for installers
Job pipeline
Booked installs and redemption applications show where the money is coming from.
Accreditation
MCS certification and a track record of completed jobs help.
Customer mix
Homeowner jobs, housing associations and commercial work are viewed differently.
Trading history
Many installers are young businesses. A year or more of trading helps.
Is a business loan right for your business?
Usually a good fit
- MCS-certified installers trading as a limited company
- A steady pipeline of installs
- Usually 12 months or more trading
Harder to fund
- Very new installers with few completed jobs
- Sole traders
- Unresolved payment disputes
Not sure? That's what the call is for. If it isn't the right fit, your specialist will tell you and suggest what might work instead.
What happens after you enquire
Two minutes online
A few questions. We find your company on Companies House as you type.
A text from us
Straight away, with the name of the specialist who'll call you.
A short call
Usually within a working day. About 15 minutes on how your business trades.
Options in plain English
What is available, the full cost in pounds, and what they would need.
You decide
No obligation. Saying "not right now" is fine.
Questions from heat pump and solar installers businesses
A working capital loan can cover the gap while grants come through. It’s repaid from your income, not from the grant itself.
Find out what your business could borrow.
Two minutes. Free. No hard credit check. One specialist, not ten calls.