Funding for the new surgery, the refit or the scanner.
Growing a practice means investing ahead: a new surgery, an intraoral scanner, a refurb that suits private patients, or marketing for implants and aligners. We match limited company practices with one specialist who works with dentists.
- £10k to £1m for limited company practices
- Refurbishments, surgeries, equipment and marketing
- Lenders that know NHS and private practice income
Patient demand is there. The surgery space isn’t.
A loan can fund a fourth surgery that starts paying back as soon as it’s booked up.
A refurbishment loan spreads the cost over the years the refit earns its keep.
Funding spreads the cost. Asset finance is often a good fit too.
What lenders often look at for dental practices
Income mix
NHS contract income and private fees are both considered. Steady NHS income can count in your favour.
Associates and staff
Lenders may ask how the practice performs if a key associate leaves.
Premises
Lease length or ownership matters for larger refurbishment loans.
Practice purchase
Buying a practice is usually a commercial mortgage or acquisition loan, arranged differently.
Is a business loan right for your business?
Usually a good fit
- Practices trading as a limited company
- Usually 12 months or more trading
- Established patient list
Harder to fund
- Practices run as sole traders or partnerships
- New squat practices with no trading history
- Short leases
Not sure? That's what the call is for. If it isn't the right fit, your specialist will tell you and suggest what might work instead.
What happens after you enquire
Two minutes online
A few questions. We find your company on Companies House as you type.
A text from us
Straight away, with the name of the specialist who'll call you.
A short call
Usually within a working day. About 15 minutes on how your business trades.
Options in plain English
What is available, the full cost in pounds, and what they would need.
You decide
No obligation. Saying "not right now" is fine.
Questions from dental practices businesses
Practice purchases usually need a commercial mortgage or acquisition finance. Tell your specialist and they’ll explain the options.
Find out what your business could borrow.
Two minutes. Free. No hard credit check. One specialist, not ten calls.