:root{--navy:#0b1f3a;--navy2:#0b2a5b;--navy3:#102e5c;--blue:#1b5fb8;--light:#8ccbfa;--tint:#e8f3fe;--grey:#f5f7fa;--line:#e3e8ef;--input:#cbd5e1;--body:#3b4a63;--quiet:#5b6b82;--on-navy:#cbd7ea;--on-navy-quiet:#b8c6dc;--red:#b4533a;--radius:20px;--shadow:0 1px 2px #0b1f3a0a, 0 8px 24px #0b1f3a0d}*{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}body{color:var(--navy);background:#fff;margin:0;font-family:Plus Jakarta Sans,system-ui,-apple-system,Segoe UI,sans-serif;font-size:17px;line-height:1.55}a{color:var(--blue)}a:hover{color:var(--navy2)}img{max-width:100%;display:block}h1,h2,h3{color:inherit;margin:0}p{margin:0}h1,.h1{letter-spacing:-.035em;font-size:clamp(36px,7vw,58px);font-weight:800;line-height:1.05}h2,.h2{letter-spacing:-.03em;font-size:clamp(28px,4.6vw,38px);font-weight:800;line-height:1.15}h3{font-size:19px;font-weight:700;line-height:1.3}.lead{color:var(--body);font-size:clamp(17px,2.2vw,20px)}.muted{color:var(--quiet)}.small{font-size:14px}.tiny{color:var(--quiet);font-size:13px}.eyebrow{color:var(--blue);font-size:14px;font-weight:700}.container{width:100%;max-width:1200px;margin:0 auto;padding:0 20px}.narrow{max-width:900px}.section{padding:clamp(48px,8vw,80px) 0}.section--grey{background:var(--grey);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.section--navy{background:var(--navy);color:#fff}.section--navy .lead,.section--navy p{color:var(--on-navy)}.stack{flex-direction:column;gap:16px;display:flex}.stack-lg{flex-direction:column;gap:28px;display:flex}.head{flex-direction:column;gap:10px;max-width:760px;display:flex}.grid{grid-template-columns:repeat(auto-fit, minmax(min(100%, var(--min,260px)), 1fr));gap:16px;display:grid}.split{grid-template-columns:repeat(auto-fit,minmax(min(100%,340px),1fr));align-items:center;gap:clamp(28px,5vw,56px);display:grid}.split--top{align-items:start}.btn{min-height:52px;font:inherit;cursor:pointer;border:0;border-radius:999px;justify-content:center;align-items:center;gap:8px;padding:14px 26px;font-size:17px;font-weight:700;text-decoration:none;transition:transform .15s,box-shadow .15s,background-color .15s;display:inline-flex}.btn:hover{transform:translateY(-1px);box-shadow:0 8px 20px #0b1f3a2e}.btn--primary{background:var(--navy2);color:#fff}.btn--primary:hover{color:#fff}.btn--light{background:var(--light);color:var(--navy)}.btn--light:hover{color:var(--navy)}.btn--white{color:var(--navy);background:#fff}.btn--ghost{color:#fff;background:0 0;border:1px solid #ffffff59;font-weight:600}.btn--ghost:hover{color:#fff}.btn--outline{color:var(--navy);border:1.5px solid var(--input);background:#fff;font-weight:600}.btn--block{width:100%}.btn[disabled]{opacity:.5;cursor:not-allowed;box-shadow:none;transform:none}.btn-row{flex-wrap:wrap;gap:12px;display:flex}.site-header{z-index:30;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);background:#0b1f3af7;border-bottom:1px solid #8ccbfa1f;position:sticky;top:0}.site-header .container{justify-content:space-between;align-items:center;gap:12px;min-height:68px;display:flex}.logo{flex-shrink:0;align-items:center;display:flex}.logo img{width:auto;height:40px;display:block}.nav{align-items:center;gap:22px;font-size:15px;font-weight:500;display:flex}.nav a.link{color:var(--on-navy);text-decoration:none}.nav a.link:hover{color:#fff}.nav .btn--primary{background:var(--light);color:var(--navy)}.nav .btn--primary:hover{color:var(--navy)}.nav .btn{min-height:44px;padding:10px 18px;font-size:15px}@media (max-width:760px){.nav a.link{display:none}.nav .btn{white-space:nowrap;padding:10px 14px;font-size:14px}.logo img{height:34px}}.hero{color:#fff;background:radial-gradient(900px 420px at 85% 10%, #8ccbfa47, transparent 60%), linear-gradient(160deg, var(--navy) 0%, var(--navy3) 100%);padding:clamp(40px,8vw,84px) 0 clamp(40px,7vw,72px)}.hero .eyebrow{color:var(--light)}.hero .lead,.hero .ticks li{color:var(--on-navy)}.hero .ticks svg{stroke:var(--light)}.hero-card{color:var(--navy);background:#fff;border-radius:24px;flex-direction:column;gap:16px;padding:clamp(20px,4vw,28px);display:flex;box-shadow:0 30px 60px #040c1c59}.ticks{flex-direction:column;gap:10px;margin:0;padding:0;list-style:none;display:flex}.ticks li{color:var(--body);gap:10px;display:flex}.ticks svg{flex-shrink:0;margin-top:3px}.card{border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);background:#fff;flex-direction:column;gap:8px;padding:24px;display:flex}.card--flat{box-shadow:none}.card--grey{background:var(--grey);box-shadow:none}.card p,.card .text{color:var(--body);font-size:16px}.card-link{color:var(--navy);text-decoration:none}.card-link:hover{color:var(--navy);border-color:var(--input)}.quote{font-size:19px;font-weight:700}.dark-card{background:#ffffff0f;border:1px solid #ffffff1f;border-radius:16px;padding:20px}.dark-card .t{color:#fff;font-size:18px;font-weight:700}.dark-card .d{color:var(--on-navy);font-size:15px}.banner{background:var(--navy);color:#fff;border-radius:var(--radius);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:16px;padding:24px 28px;display:flex}.banner .t{font-size:19px;font-weight:800}.banner .d{color:var(--on-navy);font-size:15px}.steps{grid-template-columns:repeat(auto-fit,minmax(min(100%,190px),1fr));gap:20px;display:grid}.step{flex-direction:column;gap:8px;display:flex}.step-num{background:var(--tint);width:44px;height:44px;color:var(--blue);border-radius:12px;place-items:center;font-weight:800;display:grid}.step p{color:var(--body);font-size:16px}.table-wrap{border:1px solid var(--line);-webkit-overflow-scrolling:touch;border-radius:16px;overflow-x:auto}table{border-collapse:collapse;width:100%;min-width:620px}th,td{text-align:left;vertical-align:top;padding:14px 16px;font-size:15px}thead th{background:var(--navy);color:#fff;font-weight:700}tbody th{border-top:1px solid var(--line);background:#fff;font-weight:700}tbody td{color:var(--body);border-top:1px solid var(--line);background:#fff}.toc{border-bottom:1px solid var(--line);background:#fff}.toc .container{scrollbar-width:none;align-items:center;gap:10px;padding-top:14px;padding-bottom:14px;display:flex;overflow-x:auto}.toc .container::-webkit-scrollbar{display:none}.chip{color:var(--navy);border:1px solid var(--input);white-space:nowrap;background:#fff;border-radius:999px;flex-shrink:0;padding:8px 14px;font-size:14px;font-weight:600;text-decoration:none}.faq-item{border-bottom:1px solid var(--line)}.faq-q{width:100%;min-height:56px;font:inherit;color:var(--navy);text-align:left;cursor:pointer;background:0 0;border:0;justify-content:space-between;align-items:center;gap:16px;padding:18px 0;font-size:17px;font-weight:700;display:flex}.faq-q span:last-child{color:var(--blue);flex-shrink:0;font-size:24px}.faq-a{color:var(--body);padding:0 0 20px}.cta-band{background:linear-gradient(135deg, var(--navy) 0%, #13407f 100%);color:#fff}.cta-band .container{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:24px;padding-top:64px;padding-bottom:64px;display:flex}.cta-band p{color:#d6e9fc;font-size:18px}.site-footer{background:var(--navy);color:var(--on-navy-quiet);font-size:14px}.site-footer .container{flex-direction:column;gap:18px;padding-top:48px;padding-bottom:48px;display:flex}.site-footer a{color:var(--on-navy-quiet)}.footer-top{flex-wrap:wrap;justify-content:space-between;gap:24px;display:flex}.footer-links{flex-wrap:wrap;gap:18px;display:flex}.legal{max-width:900px;font-size:13px}.field{flex-direction:column;gap:6px;font-size:14px;font-weight:600;display:flex}.input{border:1.5px solid var(--input);min-height:52px;font:inherit;color:var(--navy);background:#fff;border-radius:12px;width:100%;padding:0 16px;font-size:16px;font-weight:400}.input:focus{outline:2px solid var(--blue);outline-offset:1px;border-color:var(--blue)}.option{text-align:left;border:1.5px solid var(--input);min-height:56px;font:inherit;color:var(--navy);cursor:pointer;background:#fff;border-radius:14px;flex-direction:column;gap:2px;width:100%;padding:14px 18px;font-weight:600;display:flex}.option:hover{border-color:var(--blue);background:var(--tint)}.option.selected{border:2px solid var(--blue);background:var(--tint);color:var(--navy2)}.option .meta{color:var(--quiet);font-size:14px;font-weight:400}.check{color:var(--body);align-items:flex-start;gap:12px;font-size:14px;font-weight:400;display:flex}.check input{width:22px;height:22px;accent-color:var(--blue);flex-shrink:0;margin-top:1px}.error{color:var(--red);font-size:14px;font-weight:600}.progress{background:var(--line);border-radius:999px;height:6px;overflow:hidden}.progress>div{background:var(--blue);border-radius:999px;height:100%;transition:width .25s}.dashed{border:2px dashed var(--input);border-radius:var(--radius);color:var(--quiet);padding:24px}.note-amber{background:var(--grey);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.cookie{z-index:50;border:1px solid var(--line);max-width:720px;color:var(--body);background:#fff;border-radius:18px;flex-direction:column;gap:12px;margin:0 auto;padding:18px;font-size:14px;display:flex;position:fixed;bottom:12px;left:12px;right:12px;box-shadow:0 20px 50px #0b1f3a40}.cookie .btn{min-height:44px;padding:10px 18px;font-size:15px}.prose{max-width:820px}.prose h2{margin-top:36px;font-size:26px}.prose p,.prose li{color:var(--body);margin-top:12px}.prose ul{padding-left:20px}.vz-card{color:var(--navy);background:#fff;border-radius:24px;flex-direction:column;gap:14px;margin:0;padding:clamp(20px,4vw,30px);display:flex;box-shadow:0 20px 50px #0000002e}.vz-kicker{color:var(--blue);text-transform:uppercase;letter-spacing:.04em;font-size:13px;font-weight:700}.vz-timeline{flex-direction:column;margin:0;padding:0;list-style:none;display:flex}.vz-step{grid-template-columns:22px 1fr auto;align-items:start;gap:12px;padding:10px 0 18px;display:grid;position:relative}.vz-step:before{content:"";background:var(--line);width:2px;position:absolute;top:24px;bottom:-6px;left:10px}.vz-step:last-child:before{display:none}.vz-dot{background:var(--blue);width:22px;height:22px;box-shadow:0 0 0 5px var(--tint);z-index:1;border-radius:50%;margin-top:2px;position:relative}.vz-step--amber .vz-dot{background:#d9822b;box-shadow:0 0 0 5px #fbebdd}.vz-step--green .vz-dot{background:#2e9d6a;box-shadow:0 0 0 5px #ddf2e8}.vz-step-body{flex-direction:column;display:flex}.vz-date{color:var(--quiet);font-size:13px;font-weight:700}.vz-what{font-size:17px;font-weight:700;line-height:1.3}.vz-val{white-space:nowrap;font-size:18px}.vz-step--amber .vz-val{color:#b4621a}.vz-gapband{color:#8a4a12;background:repeating-linear-gradient(135deg,#fdf3e8 0 10px,#fae7d3 10px 20px);border:1px dashed #e8b27f;border-radius:12px;grid-column:2/4;margin-top:12px;padding:12px 14px;font-size:14px;font-weight:600}.vz-foot{color:var(--body);border-top:1px solid var(--line);padding-top:14px;font-size:15px}.vz-mini{aspect-ratio:16/9;background:linear-gradient(150deg, var(--navy) 0%, var(--navy3) 100%);place-items:center;padding:22px;display:grid}.vz-invoice{background:#fff;border-radius:14px;flex-direction:column;gap:8px;width:min(100%,340px);padding:16px 18px;display:flex;box-shadow:0 14px 30px #00000040}.vz-inv-top{text-transform:uppercase;letter-spacing:.05em;color:var(--quiet);justify-content:space-between;font-size:12px;font-weight:700;display:flex}.vz-inv-due{color:var(--blue)}.vz-inv-amt{letter-spacing:-.02em;font-size:30px;font-weight:800;line-height:1.1}.vz-split{background:var(--tint);border-radius:8px;height:30px;display:flex;overflow:hidden}.vz-split-a{background:var(--blue);color:#fff;white-space:nowrap;align-items:center;padding:0 10px;font-size:12.5px;font-weight:700;display:flex}.vz-split-b{background:var(--light);flex:1}.vz-split-legend{color:var(--quiet);justify-content:space-between;gap:10px;font-size:12px;font-weight:600;display:flex}.vz-bars{grid-template-columns:repeat(12,1fr);align-items:end;gap:4px;height:30px;display:grid}.vz-bars span{background:var(--blue);border-radius:3px;height:60%}.vz-phone-wrap{flex-direction:column;align-items:center;gap:14px;margin:0;display:flex}.vz-phone{border:10px solid var(--navy);background:#f2f4f7;border-radius:40px;width:min(100%,300px);padding:0 0 26px;overflow:hidden;box-shadow:0 24px 50px #0b1f3a2e}.vz-notch{background:var(--navy);border-radius:0 0 14px 14px;width:90px;height:22px;margin:0 auto 8px}.vz-ph-head{border-bottom:1px solid #e1e5eb;flex-direction:column;align-items:center;gap:6px;padding-bottom:12px;font-size:13px;font-weight:700;display:flex}.vz-ph-avatar{background:var(--navy);width:42px;height:42px;color:var(--light);border-radius:50%;place-items:center;font-size:14px;font-weight:800;display:grid}.vz-ph-body{flex-direction:column;gap:8px;min-height:260px;padding:16px 14px 0;display:flex}.vz-ph-time{color:var(--quiet);text-align:center;font-size:11px}.vz-bubble{color:var(--navy);background:#fff;border-radius:18px 18px 18px 6px;padding:12px 14px;font-size:14px;line-height:1.45;box-shadow:0 1px 2px #0000000f}.vz-phone-cap{color:var(--quiet);text-align:center;max-width:300px;font-size:14px}.vz-flow{flex-direction:column;gap:6px;display:flex}.vz-flow-bar{border-radius:12px;height:64px;display:flex;overflow:hidden}.vz-flow-a,.vz-flow-b{flex-direction:column;justify-content:center;padding:0 14px;line-height:1.2;display:flex}.vz-flow-a{background:var(--blue);color:#fff;width:85%}.vz-flow-b{background:var(--light);color:var(--navy);flex:1;padding:0 8px;font-size:13px}.vz-flow-a strong{font-size:22px}.vz-flow-a span,.vz-flow-b span{opacity:.85;font-size:12px;font-weight:600}.vz-flow-cap{color:var(--quiet);justify-content:space-between;font-size:12px;font-weight:600;display:flex}.vz-sec-head{color:var(--quiet);justify-content:space-between;align-items:baseline;gap:10px;font-size:13px;font-weight:600;display:flex}.vz-sec-head strong{text-align:right;color:#b4621a;letter-spacing:-.01em;font-size:17px}.vz-sector{background:var(--grey);border-top:1px solid var(--line);flex-direction:column;gap:12px;padding:16px 20px;display:flex}.vz-sec-track{background:#e3e8ef;border-radius:6px;height:12px;margin:6px 8px 0;position:relative}.vz-sec-gap{background:repeating-linear-gradient(135deg,#fae7d3 0 6px,#f3d2b0 6px 12px);position:absolute;top:0;bottom:0}.vz-sec-out,.vz-sec-in{border:3px solid #fff;border-radius:50%;width:16px;height:16px;position:absolute;top:50%;transform:translate(-50%,-50%)}.vz-sec-out{background:#d9822b}.vz-sec-in{background:#2e9d6a}.vz-sec-labels{color:var(--body);justify-content:space-between;gap:12px;font-size:13px;display:flex}.vz-sec-labels span{flex-direction:column;display:flex}.vz-sec-labels b{color:var(--navy);text-transform:uppercase;letter-spacing:.04em;font-size:12px}.stages{color:var(--quiet);flex-wrap:wrap;align-items:center;gap:6px;font-size:13px;font-weight:600;display:flex}.stage{background:var(--grey);border-radius:999px;padding:4px 10px}.stage--on{background:var(--tint);color:var(--navy2)}.stage--done{color:var(--blue)}.stage-pct{margin-left:auto}.trust-strip{text-align:center;color:var(--quiet);margin:0;font-size:13px;font-weight:600}.fit-badge{color:#1e7a4f;background:#ddf2e8;border-radius:999px;align-self:flex-start;padding:4px 12px;font-size:13px;font-weight:800}.fit-card{border:1.5px solid var(--line);background:#fff;border-radius:18px;flex-direction:column;gap:6px;padding:18px 20px;display:flex}.fit-range{letter-spacing:-.02em;color:var(--navy);font-size:clamp(24px,6vw,30px);font-weight:800}.check-row{color:var(--quiet);text-align:left;align-items:center;gap:10px;font-size:15px;display:flex}.check-row--done{color:var(--navy);font-weight:600}.check-dot{border:2px solid var(--input);border-radius:50%;flex-shrink:0;width:18px;height:18px}.spinner{border:4px solid var(--tint);border-top-color:var(--blue);border-radius:50%;width:44px;height:44px;animation:.9s linear infinite spin}@keyframes spin{to{transform:rotate(360deg)}}@media (prefers-reduced-motion:reduce){.spinner{animation:none}}.partner-logo{background:#fff;border-radius:12px;align-self:flex-start;padding:10px 14px}.partner-logo img{width:auto;height:32px;display:block}.cookie-short{display:none}@media (max-width:760px){.hero{padding:22px 0 32px}.hero .split{gap:16px}.hero-text{display:contents}.hero-text>*{order:6}.hero-text>.eyebrow{order:1;font-size:13px}.hero-text>h1{order:2}.hero .split>:not(.hero-text){order:3}.hero-text>.lead{order:4;font-size:16px}.hero-text>.ticks{order:5}.cookie{border-radius:14px;gap:10px;padding:12px 14px;font-size:13px;bottom:8px;left:8px;right:8px}.cookie .btn-row{flex-wrap:nowrap;gap:8px}.cookie .btn{flex:1;min-height:44px;padding:8px 10px;font-size:14px}.cookie-long{display:none}.cookie-short{display:inline}}